Platform Reports
Wealthfront: Verification Report — What the Registries Show
Wealthfront verification report: adviser and brokerage registrations, how the cash sweep and FDIC pass-through actually work, and the live registry scan.
Latest reports & guides
Written verification reports and plain-language investing education — every claim sourced.
Platform Reports
Betterment: Verification Report — What the Registries Show
Betterment verification report: the SEC adviser + FINRA broker structure, what the Form ADV shows about scale and revenue, and the live registry scan — read before you fund.
Robo-Advisor Graveyard
What Happened to Recap Investing? The Story of This Domain
Recap Investing was a SEC-registered sustainable robo-advisor that once lived at this domain. What the public record shows, why it likely didn't make it, and what its story teaches platform users.
Robo-Advisor Graveyard
The Robo-Advisor Graveyard: Why Automated Investing Startups Die
Dozens of registered, well-funded robo-advisors have quietly shut down. The economics that kill them, the three patterns that repeat, and how each obituary in this series is written.
Investing 101
What Is Factor Investing? A Plain-English Guide
Factor investing explained without jargon: value, size, momentum, quality and low volatility — why robo-advisors loved it, the honest caveats, and whether you need it.
Investing 101
How Robo-Advisors Actually Make Money (The 0.25% Problem)
Advisory fees, cash sweep spreads, proprietary funds and the brutal math of scale: how robo-advisors earn, and why so many of them shut down.